About Empower: Cash Advance & Credit
Need extra cash to make it to your next paycheck? Empower’s got your back. Get $10 to $250 instantly.* Say goodbye to overdraft fees and stressing about money. No credit score or security deposit to qualify. GET INSTANT...
Need extra cash to make it to your next paycheck? Empower’s got your back. Get $10 to $250 instantly.* Say goodbye to overdraft fees and stressing about money. No credit score or security deposit to qualify.
GET INSTANT CASH FROM $10 TO $250*
Tight on cash and tired of asking friends to cover you? Empower will float you anywhere from $10 to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.
Empower Cash Advance is NOT a personal loan:
— No mandatory minimum or maximum repayment timeframe
— No interest (0% APR)
— Example: If you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.
BUILD BETTER CREDIT HISTORY WITH THRIVE^
Credit score holding you back? Empower Thrive is the chance you’ve been waiting for. A flexible line of credit that helps you build the credit history you need to reach those big financial goals. All credit scores welcome and no money down.
— $200, $250, or $400 credit limit
— Repay it your way
— Enjoy limit increases up to $1,000 over time**
— Build good credit history^
START SAVING FOR THE FUTURE WITH AUTOMATIC SAVINGS
Make investing in your future easier than ever with AutoSave. After you set your savings goal, Empower will monitor your income and spending habits to know when and how much you can afford to save. All you have to do is sit back and watch your savings grow.
KEEP TABS ON YOUR CREDIT SCORE
Watch your hard work pay off by monitoring your credit score. We’ll give you monthly score updates and helpful tips to improve your score. Credit scores are already complicated enough. Let us help you understand it.
GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)
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Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.
Empower offers a 14-day trial for first-time customers only. Once the trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting
[email protected].
By downloading/using the app you agree to our Privacy Policy (https://empower.me/privacy).
* Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $250. As of 11/30/2023, the average offer amount is $140. Instant delivery is optional, and fees may apply. See Empower’s Terms for instant delivery fee amounts.
^ Empower Thrive provided by FinWise Bank, Member FDIC. Subject to credit approval. Initial credit limit amounts range from $200 to $400. If you apply for a Thrive line of credit, we perform a soft inquiry on your credit report, which does not impact your credit score. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date. Instant delivery is optional, and fees may apply. Empower offers a 14-day trial for new customers followed by an auto-recurring $8/month subscription fee. Cancel anytime.
**To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.
Previous Versions
Here you can find the changelog of Empower: Cash Advance & Credit since it was posted on our website on 2019-07-11 08:36:41.
The latest version is 6.14.0.612 and it was updated on 2024-04-01 17:44:48. See below the changes in each version.
Empower: Cash Advance & Credit version 6.14.0.612
Updated At: 2024-03-26
Changes: Just a reminder that your financial status isn't forever. If you need our help we're just one tap away. PS. We updated the app to fix some bugs and things. Have a great day!
Empower: Cash Advance & Credit version 6.3.0.585
Updated At: 2023-12-15
Changes: Ready to get the credit you deserve? Introducing the new Empower Thrive line of credit. A $250 credit limit that can grow up to $1,000 over time. It has flexible payment plans so you can repay your way to help you build good credit history. Learn more in the app today. Oh, and with all the exciting news we almost forgot to mention we updated the app to fix a few bugs and things.
Empower: Cash Advance & Credit version 5.107.0.579
Updated At: 2023-11-21
Changes: No matter your circumstances, there is always something to be thankful for. We hope you enjoy this holiday season with your loved ones and remember that some things are priceless. But for the things that come with a price tag, we’ve got you covered. We’ve updated the app and fixed a few bugs to set you up for success. Happy Thanksgiving!
Empower: Cash Advance & Credit version 5.105.1.577
Updated At: 2023-11-15
Changes: Ready for NOvember? Join us in a no-spend challenge this month. Prioritize only spending your money on needs (bills, groceries, gas, you get it) and avoid spending money on things you don't need. Use our budgeting and spend tracking tools to hold yourself accountable. We've updated the app to set you up for success.
Empower: Cash Advance & Credit version 5.103.0.574
Updated At: 2023-10-23
Changes: In case you need to hear it, financial-care is self-care. So, take care of yourself and we've got your back if you need us. The app has been updated to fix a few bugs and things, check it out.
Empower: Cash Advance & Credit version 5.93.0.556
Updated At: 2023-08-16
Changes: How are we already halfway through August?! Well, now is the perfect time to get your finances back on track. Be sure to set your weekly savings goals with AutoSave to help you recover and monitor your spending with our budgeting tools. Side note: we made some improvements to the app, so be sure to update.
Empower: Cash Advance & Credit version 5.88.0.544
Updated At: 2023-07-12
Changes: Ready to take your financial journey to the next level? We have everything you’ll need and updated the app to fix a few bugs and things. So what are you waiting for?
Empower: Cash Advance & Credit version 5.85.0.539
Updated At: 2023-06-21
Changes: How's it already June? Well, good news, it’s the perfect time to check in on those money goals you set at the beginning of the year. Need help reaching them? Use our budgeting and spend trackers to monitor your spending and build mindful habits. We’ve updated the app to to fix a few bugs and things, so we’re ready for you.
Empower: Cash Advance & Credit version 5.6.2.283
Updated At: 2021-09-28
Changes: We've added a few bug fixes and some more polish to Empower your experience!
Empower: Cash Advance & Credit version 5.0.2.250
Updated At: 2021-05-18
Changes: Who doesn't love cashback? No one, that's who. Introducing Perks, an all-new benefit that earns you up to 10% cashback when you use your Empower Card at qualifying merchants. Pick your first Perk now!
Disclaimer
Official Google Play Link
We do not host Empower: Cash Advance & Credit on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
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